HOW TO AVOID RMDs
Discover the 5 Costly Chain Reactions RMDs Trigger and How to Dodge Them.
Are your retirement savings walking into a tax trap?
Required Minimum Distributions (RMDs) can set off 5 costly chain reaction tax events and quietly draining hundreds of thousands, even millions, from your wealth.
I help people protect their wealth with smart Roth conversions and personalized strategies.
NO COST!
NO OUT-OF-POCKET EXPENSES!
Want to learn how to sidestep the IRS and keep more of what you’ve earned?
Schedule your consultation today and take back control
Begin your journey toward a stable and secure financial future with expert guidance, personalized coverage, and confidence at every step.
Unlock the benefits of annuities, guaranteed income, secure retirement, and lasting peace of mind for you and your loved ones.
Tailored for a Fulfilling Retirement
I’m here to help you choose and customize the right annuity plan that fits your retirement lifestyle, bringing you comfort, financial security, and peace of mind.
Why Choose Massara Financial
Growing Your Future, One Step at a Time
I believe financial growth starts with the right foundation. My mission is to help you nurture and expand your retirement savings with care, strategy, and long-term confidence so your future stays as bright as you’ve imagined.
Built-In Protection for What Matters Most
I collaborate with top-tier insurance carriers to help shield what you’ve worked hard to build. With my unwavering focus on protection, we ensure your financial future remains safe, secure, and worry-free.
Protection Without the Risk
Shielding your savings from market downturns is more than a promise — it’s my priority. I offer smart annuity strategies designed to preserve your principal, so you can grow your wealth with zero risk of loss.
Why Annuities Offer Confidence, Growth, and Long-Term Security
Annuities do more than protect your finances they give you peace of mind. With guaranteed income and reliable growth, they help you stay on track toward your retirement goals, no matter what the future holds.
Lifetime Income You Can Rely On
With annuities, you gain a dependable stream of income that lasts as long as you do. It’s a powerful and proven way to protect your lifestyle, cover essential expenses, and enjoy lasting peace of mind throughout every stage of retirement.
Shield Your Retirement from Market Volatility
Annuities offer a stable way to grow your savings without exposing them to market swings. No matter how the market performs, your principal stays protected, giving you confidence and security for the road ahead.
Support for Future Care Needs
Prepare for the unexpected with annuity solutions that include long-term care benefits. These options help safeguard your assets and reduce the financial strain of extended healthcare costs so you and your loved ones stay protected.
Grow More with Tax-Deferred Advantages
Annuities allow your money to grow without being taxed right away, giving your retirement savings more time to compound. It’s a smart way to build wealth efficiently while postponing tax payments until you’re ready.
Frequently Asked Question
An annuity is a financial product designed to provide a steady income stream, typically during retirement. You make a lump sum payment or series of payments, and in return, the annuity pays you income either immediately or in the future depending on the type you choose.
Yes, annuities are considered a secure option for retirement income, especially fixed annuities. They’re backed by insurance companies and often include guarantees that protect your principal and provide income for life, shielding you from market risk.
Annuities offer tax-deferred growth, meaning you won’t pay taxes on the earnings until you begin withdrawals. This allows your savings to grow faster over time, helping you build a larger retirement fund.
With fixed and fixed-indexed annuities, your principal is protected from market losses. However, variable annuities carry market risk and may lose value. Choosing the right type of annuity with proper guidance helps minimize risk and protect your savings.
The best time depends on your financial goals. Some people purchase annuities years before retirement to grow their funds, while others wait until retirement to begin receiving income. A licensed advisor can help you determine the right timing based on your situation.
What You’ll Experience When You Choose Us
At Massara Financial, I’m committed to helping you build a secure financial future. Here’s how my process works and what you can look forward to:
Start Your Financial Journey
Schedule a personal session with my team to explore tailored strategies built around your retirement goals. No pressure just expert advice designed to protect your future.
The Massara Method
Rooted in trust and guided by values, my unique strategy weaves together consistent income, lifetime protection, and a retirement plan that reflects your personal journey and priorities.
Lasting Partnership
As your life changes, so should your plan. I continually refine your strategy to align with your evolving goals, giving you confidence through every financial phase.